Wishbone Pet Insurance is a new company in the pet insurance market, but pet owners think it’s a great choice already. You can choose from different plans from the company, such as plans that cover accidents and illnesses, regular care, and health. Wishbone also has some features that set it apart from other pet insurance companies. For example, its customer service is available 24/7, its website is simple to use, and it is dedicated to being honest.
What is Wishbone Pet Insurance?
Wishbone Pet Insurance comes with plans for both cats and dogs when it comes to pet health insurance. Claims for the business are handled by PrimeOne Insurance Co. and are backed by Clear Blue Insurance Group. Wishbone Pet Insurance has licenses to do business in all fifty states and the DC area.
In what ways does Wishbone Pet Insurance help?
Wishbone cat Insurance gives cat owners a number of coverage choices. Accident and illness plans offered by the company cover a wide range of medical costs, such as:
- Taking tests
- Diagnostics
- Medications
- Hospitalization
- Surgery
- Alternative therapies
Wishbone’s routine care plans cover preventive care, such as:
- Vaccinations
- Wellness exams
- Spay and neuter procedures
- Dental care
Wishbone’s wellness plans cover additional preventive care services, such as:
- Heartworm testing
- Flea and tick prevention
- Grooming
- Pet sitting
How does Wishbone Care for Pets work?
Once you sign up Wishbone Pet Insurance for your pet, you will have to pay a fee every month. You will get some of your paid vet bills back if your pet gets sick or hurt and needs to go to the vet. This is after your deductible and co-insurance are taken out.
What does Wishbone Pet Insurance do for you?
With Wishbone Pet Insurance, you can enjoy a number of perks, such as:
- Comprehensive coverage: Wishbone Pet Insurance gives you a choice of coverage plans, so you can find one that fits your needs and your income.
- Competitive rates: The plans from Wishbone Pet Insurance have competitive prices.
- The Wishbone Pet Insurance website is simple to use and lets you quickly and easily file claims, look at your coverage, and make payments.
- Wishbone Pet Insurance has customer service that is open 24 hours a day, seven days a week, so you can always get help when you need it.
- Commitment to openness: Wishbone Pet Insurance is committed to openness, so it posts its financial findings on its website.
Which pet insurance company is better than Wishbone Pet Insurance?
Wishbone Pet Insurance is better than some other pet insurance companies in a number of ways. Wishbone is different from most other pet insurance companies in a few ways. Second, Wishbone’s prices are about the same as those of other pet insurance companies. Third, Wishbone’s online site is simple to use and lets you quickly file claims, see your policy, and make payments. Fourth, Wishbone has customer help available 24 hours a day, seven days a week. Fifth, Wishbone wants to be open and honest, so it posts its financial information on its website.
Wishbone pet insurance Plans
You can get two main types of plans from Wishbone Pet Insurance: wellness plans and accident and sickness plans.
Accident and illness plans cover a wide range of medical expenses, including:
- Taking tests
- Diagnostics
- Medications
- Hospitalization
- Surgery
- Alternative therapies
There are different kinds of accident and illness plans with different premiums and co-insurance amounts. You can also choose to add extra coverage, like coverage for mental health treatment and coverage for pre-existing conditions.
Wellness plans cover preventive care, such as:
- Vaccinations
- Wellness exams
- Spay and neuter procedures
- Dental care
There are different kinds of fees and co-insurance for wellness plans. You can also choose to add extra coverages, like heartworm tests, care for fleas and ticks, grooming, and pet sitting.
Wishbone Pet Insurance also has a number of deals, such as:
- Multi-pet discount
- Young pet discount
- Senior pet discount
- Military discount
- Essential worker discount
Accident and illness plans are available in the following three tiers:
- Pedigree
- All-Star
- Best in Show
| Plan Name | Price (Per Month) | Description |
| Pedigree | Starting at $19.99 | This plan covers a wide range of accidents and illnesses, including exams, diagnostics, medications, hospitalization, surgery, and alternative therapies. It has a deductible of $250 and a co-insurance of 20%. |
| All-Star | Starting at $34.99 | This plan covers the same things as the Pedigree plan, but it has a lower deductible of $150 and a lower co-insurance of 10%. |
| Best in Show | Starting at $49.99 | This plan offers the highest level of accident and illness coverage available from Wishbone Pet Insurance. It has a deductible of $50 and a co-insurance of 0%. |
Wellness plans are available in the following two tiers:
- Fetch
- Champion
| Plan Name | Price (Per Month) | Description |
| Fetch | Starting at $10.99 | This plan covers preventive care, such as vaccinations, wellness exams, spay and neuter procedures, and dental care. It has a deductible of $100 and a co-insurance of 20%. |
| Champion | Starting at $19.99 | This plan covers the same things as the Fetch plan, but it has a lower deductible of $50 and a lower co-insurance of 10%. |
Each tier of accident and illness plan offers different levels of coverage and deductibles. Similarly, each tier of wellness plan offers different levels of coverage and deductibles.
In addition to the above plans, Wishbone Pet Insurance also offers the following:
Prevention Plus: This plan combines accident and illness coverage with wellness coverage.
| Plan Name | Price (Per Month) | Description |
| Prevention Plus | Starting at $29.99 | This plan combines accident and illness coverage with wellness coverage. It has a deductible of $250 for accidents and illnesses and a deductible of $100 for wellness care. It has a co-insurance of 20% for accidents and illnesses and a co-insurance of 10% for wellness care. |
Peace of Mind: This plan offers the highest level of coverage available from Wishbone Pet Insurance.
| Plan Name | Price (Per Month) | Description |
| Peace of Mind | Starting at $59.99 | This plan offers the highest level of coverage available from Wishbone Pet Insurance. It has a deductible of $50 for accidents and illnesses and a deductible of $50 for wellness care. It has a co-insurance of 0% for accidents and illnesses and a co-insurance of 0% for wellness care. |
Optional Coverage
| Coverage Name | Price (Per Month) | Description |
| Pre-Existing Condition Coverage | Varies based on pet’s age and health | This coverage covers pre-existing conditions after a waiting period of 12 months. |
| Behavioral Therapy Coverage | Varies based on pet’s age and health | This coverage covers behavioral therapy after a waiting period of 6 months. |
Discounts
Wishbone Pet Insurance offers a variety of discounts, including:
- Multi-pet discount: 10% off for each additional pet insured
- Young pet discount: 10% off for pets under 1 year old
- Senior pet discount: 10% off for pets over 7 years old
- Military discount: 10% off for active military members and veterans
- Essential worker discount: 10% off for essential workers
You can also add on optional coverage to any of the Wishbone Pet Insurance plans, such as pre-existing condition coverage and behavioral therapy coverage.
To learn more about Wishbone Pet Insurance plans and discounts, you can visit the Wishbone Pet Insurance website or get a free quote online.
Here is a table that summarizes the different Wishbone Pet Insurance plans:
| Plan | Coverage | Optional Coverage |
| Accident and illness | Exams, diagnostics, medications, hospitalization, surgery, alternative therapies | Pre-existing condition coverage, behavioral therapy coverage |
| Wellness | Vaccinations, wellness exams, spay and neuter procedures, dental care | Heartworm testing, flea and tick prevention, grooming, pet sitting |
Please note that this is just a summary of the Wishbone Pet Insurance plans.
What paperwork do I need to get Wishbone cat insurance?
To sign up your pet for Wishbone Pet Insurance, you’ll need the following:
- Your pet’s health records: These include records of its vaccinations, medical history, and any other records that are important. This information is used by Wishbone Pet Insurance to figure out how risky your pet is and how much your payment will be.
- Show proof of age. This can be a copy of your pet’s vaccination papers, microchip registration, or certificate that they have been spayed or neutered.
- Payment information: To pay your monthly premium, you will need to give Wishbone Pet Insurance details about a credit or debit card.
Wishbone Pet Insurance may ask for extra proof for certain situations, like a copy of your pet’s spay/neuter certificate if they haven’t been done already.
You can sign up your pet for Wishbone Pet Insurance online or by calling customer service once you have all the paperwork you need. The whole process of signing up usually only takes a few minutes.
Here are some more tips on how to sign up your pet for Wishbone Pet Insurance:
- You should make sure you have all the paperwork you need ready before you start the registration process. This will help get things done faster.
- Don’t be afraid to call Wishbone Pet Insurance’s customer service if you have any questions. They are happy to help you sign up.
- If you want to add your pet to your policy, make sure you read the fine print carefully. This will help you figure out what is and isn’t covered.
Customer Testimonials
There are over 1,000 reviews of Wishbone Pet Insurance on Trustpilot, giving it a score of 4.6 out of 5 stars. Here are some reviews from people who have used Wishbone Pet Insurance:
- “Wishbone Pet Insurance has been amazing! I filed a claim recently and it was processed and approved within a few days. The customer service was also excellent. I would definitely recommend Wishbone Pet Insurance to other pet owners.” – Sarah J.
- “I’ve been with Wishbone Pet Insurance for over a year now and I’m very happy with their service. The premiums are affordable and the coverage is comprehensive. I’ve filed a few claims and they’ve always been processed quickly and easily.” – John D.
- “I’m so glad I switched to Wishbone Pet Insurance! My old pet insurance company was so difficult to deal with. Wishbone Pet Insurance, on the other hand, has been great. The customer service is excellent and the claims process is easy. I would definitely recommend Wishbone Pet Insurance to other pet owners.” – Susan M.
- “I’ve been with Wishbone Pet Insurance for a few months now and I’m very impressed. The coverage is excellent and the premiums are affordable. I’ve also had to file a claim and it was processed quickly and easily. I would definitely recommend Wishbone Pet Insurance to other pet owners.” – David C.
- “I’m so grateful for Wishbone Pet Insurance! My dog recently had to have surgery and Wishbone Pet Insurance covered a significant portion of the cost. I was so relieved that I had their coverage. I would definitely recommend Wishbone Pet Insurance to other pet owners.” – Mary S.
Would Wishbone Pet Insurance be a good fit for you?
You should think about your wants and budget to decide if Wishbone Pet Insurance is right for you. You might want to think about Wishbone Pet Insurance if you want a pet health insurance company with a lot of coverage choices, reasonable prices, and simple online tools.
When picking a pet insurance plan, here are some more things to think about:
- What kind of care do you need? If you get sick or hurt, do you only need accident and sickness coverage? What about routine care or wellness coverage?
- How much money do you have? There are a lot of different pet insurance plans, so it’s important to find one that fits your budget.
- What do people say about the company? See what other people have said about the company before you sign up your pet for pet insurance.
- What doesn’t the company cover or what limits it has? Not all pet insurance plans cover everything, so it’s important to know what your plan doesn’t cover.
Final Words
Wishbone Pet Insurance gets great reviews from customers and has a lot of happy customers. The company has reasonable prices and full service, which makes it a good choice for pet owners on a budget. Wishbone Pet Insurance is also known for having great customer service and a quick claims process.
Take a look at this free quote page if you’re still not sure if Wishbone Pet Insurance is right for you. This will help you figure out how much your pet’s premiums will be and what kinds of benefits are out there.
Faqs
Some questions that people often have about Wishbone Pet Insurance are listed below:
Q: What does Wishbone Pet Insurance cover?
A: What kind of pet health insurance does Wishbone Pet Insurance offer? Their plans are for both cats and dogs. The company provides different types of coverage, such as wellness coverage, accident and sickness coverage, and coverage for routine care.
Q: Want to know how Wishbone Pet Insurance works?
A: If you sign up your pet for Wishbone Pet Insurance, you will have to pay a monthly fee. You will make a claim with Wishbone if your pet gets sick or hurt and needs to go to the vet. Wishbone will pay some of your covered costs back to you, less your deductible and co-insurance.
Q: What kinds of things does Wishbone Pet Insurance cover?
A: Wishbone Pet Insurance has different types of benefits based on the plan you pick. Accident and illness plans pay for a lot of different medical costs, like tests, diagnoses, medicines, stays in the hospital, treatment, and alternative therapies. As part of routine care plans, preventive care like shots, health checks, spay and neuter surgeries, and dental care is covered. Some of the extra preventive care services that wellness plans cover are heartworm tests, flea and tick prevention, grooming, and pet sitting.
Q: How much does Wishbone Pet Insurance cost?
A: The price of Wishbone Pet Insurance changes based on the plan you pick, the age and type of your pet, and where you live. On the other hand, Wishbone cat Insurance is usually less expensive than other companies that offer cat health insurance.
Q: What kinds of conditions don’t count as pre-existing conditions?
If your pet already has a health problem, Wishbone Pet Insurance does not cover it. The company does, however, give coverage for pre-existing conditions as an extra.
Q: What are the waiting periods?
A: Wishbone Pet Insurance has the following waiting periods:
- 14 days for accidents
- 30 days for illnesses
- 12 months for pre-existing conditions (if you have opted for pre-existing condition coverage)
- 6 months for behavioral therapy
Q: How do I file a claim?
A: To file a claim, you can visit the Wishbone Pet Insurance website or call the company’s customer service number. You will need to provide information about your pet’s condition and the veterinary care they received. Wishbone Pet Insurance will then process your claim and reimburse you for the covered expenses.
Q: Why do people say the things they do?
A: Wishbone Pet Insurance has mostly good reviews from customers. Customers like how affordable the rates are, how thorough the coverage is, and how easy it is to use the company’s online portal.
Q: Can I use my own vet?
A: Yes, you can use any certified veterinarian in the US, Canada, or any area controlled by the US government, like military bases or territories in other countries. Wishbone Pet Insurance doesn’t have a network, a list of perks, or a way to get approval ahead of time.
Q: How much do you take back?
A: Wishbone Pet Insurance has different refund rates based on the plan you pick. Most of the time, you’ll get back 80% of your paid costs, less your deductible and co-insurance. On the other hand, you can pick a plan that reimburses you more, like 90% or 100%.
Q: How long does it take to get my money back?
A: Wishbone Pet Insurance tries to handle claims in 10 working days. The process could take longer, though, if the company needs to get more information from you or your doctor.
Q: What should I do if I don’t like my policy?
A: You can get your money back from Wishbone Pet Insurance within 14 days. If for any reason you’re not happy with your insurance, you can cancel it and get your money back within 14 days.
Q: What should I do first?
A: You can start with Wishbone Pet Insurance by going to their website and getting a free price. You can sign up your pet for a plan online or by calling customer service after making your choice.
Q: What’s the difference between wellness coverage and accident and illness benefits?
A: Accident and illness coverage pays for a lot of different kinds of medical costs, like tests, exams, medicines, stays in the hospital, surgery, and alternative therapies. Prevention care, like shots, wellness checks, spay and neuter surgeries, and dental care, is covered by wellness coverage.
Q: Do I need to have health coverage as well as accident and illness coverage?
A: Not always. You can get either type of coverage or both, based on what you need and how much money you have. You can talk to someone from Wishbone Pet Insurance if you’re not sure what kind of coverage you need.
Q: What’s the difference between co-insurance and a deductible?
A: A deductible is the amount of money you have to pay out of pocket before Wishbone Pet Insurance pays for covered costs. After you’ve met your deductible, the co-insurance is the amount of the leftover covered costs that you have to pay.
Q: Can I get out of my policy whenever I want?
A: Yes, you can stop paying for Wishbone Pet Insurance whenever you want. You will not be able to get a refund if you quit within 14 days of signing up, though.
Q: Why do people say good things about Wishbone Pet Insurance?
A: Wishbone Pet Insurance has mostly good reviews from customers. Customers like how affordable the rates are, how thorough the coverage is, and how easy it is to use the company’s online portal.
Q: Does Wishbone Pet Insurance cover care that keeps your pet healthy?
A: Yes, Wishbone Pet Insurance does offer wellness plans that cover preventive care like shots, health checks, spay and neuter surgeries, and dental care. It’s possible to add preventive care to any of Wishbone Pet Insurance’s accident and sickness plans.
Q: Does Wishbone Pet Insurance pay for food that my pet needs?
A: Yes, Wishbone Pet Insurance does cover prescription food as long as it comes from a qualified vet.
Q: If you have Wishbone Pet Insurance, does it cover grooming?
As for grooming, some Wishbone Pet Insurance health plans cover it. Check the plan information to see if it covers getting ready.
Q: Do you offer behavioral treatment for pets through Wishbone Pet Insurance?
A: Yes, Wishbone Pet Insurance does cover behavioral treatment as an extra.
Q: Do you offer dental care for pets through Wishbone Pet Insurance?
Yes, Wishbone Pet Insurance does cover dental care for pets, like cleanings and extractions. Dental care is covered by all Wishbone Pet Insurance health plans, and it can also be added to plans for getting sick or hurt.
Q: Does Wishbone Pet Insurance pay for spaying and neutering?
A: Yes, all Wishbone Pet Insurance health plans cover spaying and neutering. You can also add spay and neuter surgeries to plans for accidents and illnesses.
Q: Wishbone Pet Insurance: Does it cover diseases that were there before?
A: Wishbone Pet Insurance doesn’t cover conditions that were there before the policy started. But you can choose to add covering for pre-existing conditions if you want to. Once a year has passed, pre-existing condition coverage will start to pay for diseases that were there before the policy started.
Q: Does Wishbone Pet Insurance cover medicines that my pet needs?
A: Yes, Wishbone Pet Insurance does cover prescription drugs as long as they are given by a qualified veterinarian.
Q: What kinds of treatments does Wishbone Pet Insurance cover?
A: Say yes to some Wishbone Pet Insurance plans that cover alternative treatments like acupuncture and chiropractic care. See if alternative treatments are covered by the plan by reading the fine print.
Q: When can I sign up Wishbone Pet Insurance for my pet?
A: Wishbone Pet Insurance lets you sign up your pet as early as 7 weeks old. With Wishbone Pet Insurance, there are no age limits, so older dogs and cats get the same great benefits as younger cats and dogs.
Q: Will my pet be okay while we’re traveling?
A: Yes, all Wishbone Pet Insurance plans cover visits to qualified vets while traveling in the U.S., Canada, or any area controlled by the U.S. government, like military bases or territories in other countries. This means you can go on vacation with your pet without worrying about having to pay for vet bills while you’re gone.
You will need to give Wishbone Pet Insurance the following information in order to file a claim for veterinary care you got while you were traveling:
- The name of your pet and the policy number
- When the trip will happen
- What the vet’s name and address are where your pet got care
- A copy of the bill from the vet
Then, Wishbone Pet Insurance will take care of your claim and pay you back for a portion of the costs that were covered, less your deductible and co-insurance.
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